Terms and Conditions

Effective Date: Jan 01 2024
Last Updated: Jan 31 2025

1. Introduction

Welcome to Creating Solutions Consulting ("Company," "we," "our," or "us"). By using our services, website, or signing up for any offerings, you agree to the following Terms and Conditions. Please read them carefully before engaging with our business.

2. Financial Advice Disclaimer

💡 Not Legal or Tax Advice
All financial guidance, strategies, or recommendations provided by Creating Solutions Consulting are for informational and educational purposes only. We are not attorneys or licensed legal professionals. Nothing shared in consultations, courses, content, or communications should be interpreted as legal, tax, or financial advice tailored to your specific situation.

🔍 Consult a Professional
You should always consult with a qualified attorney, accountant, or financial advisor before making any financial, tax, or business decisions. We are not responsible for any actions you take based on our content or advice.

3. Voluntary Participation

🚀 Signing Up is 100% Voluntary
Engaging with Creating Solutions Consulting whether through consultations, courses, or services—is entirely voluntary. There is no obligation to use our services, and you may choose to discontinue at any time.

4. No Guarantees or Warranties

📊 Results May Vary
While we provide insights and strategies based on industry knowledge, we do not guarantee any specific financial, tax, or business outcomes. Individual results depend on your unique circumstances, compliance, and execution.

5. Limitation of Liability

⚠️ Use at Your Own Risk
By using our services, you agree that Creating Solutions Consulting is not liable for any losses, damages, or negative consequences resulting from the use of our content, recommendations, or services. This includes, but is not limited to, financial losses, penalties, or missed opportunities.

6. Privacy & Data Protection

🔒 Confidentiality & Security
Your information is kept confidential and will not be shared with third parties for marketing purposes. Please review our Privacy Policy for more details.

7. Changes to These Terms

📆 Updates & Modifications
We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on our website and will take effect immediately upon publication.

8. Contact Information

📧 Questions? Reach Out!
If you have any questions about these Terms and Conditions, you can contact us at:
📍 Business Name: Creating Solutions Consulting
[📧 Email:[email protected]
🌐 Website: www.creatingsolutionsconsulting.com